Protect your liability
In today’s complex national and international environment, it is increasingly important to ensure that your company’s civil liability is properly covered.
Your company’s activities expose it to the risk of being held liable in the event of damage caused to third parties: bodily injury, property damage or consequential loss.
Civil liability insurance policies are designed to protect your company in the event of liability claims, and to limit the impact on your balance sheet.
Liability coverage
The scope of third-party liability cover is vast, and our team of specialists will support you whatever your size, activity or geographical location.
As regulations vary widely from country to country, our international expertise will be a valuable asset in monitoring and ensuring the compliance of your insurance policies worldwide.
Areas of intervention
We provide protection for your liabilities, particularly in the following areas :
- Business or Professional Civil Liability for damage caused to others as a result of your activity.
- Civil liability relating to the services or products you market, including intellectual services
- Financial losses following product failure or contamination: product recall campaign, third-party operating losses, crisis management and loss of reputation.
- Environmental liability for accidental environmental damage.
- Civil liability for de jure or de facto directors, as individuals, in the exercise of their functions or mandates, including for your international subsidiaries.
- Civil liability for regulated professions.
- Ten-year civil liability for construction professionals in France (Article 1792 of the Civil Code – Spinetta Law)